Buying an apartment in a new building sounds more complicated than it really is. Once you know the stages in advance, everything falls into place — step by step, with clear documents and a predictable rhythm.
In this guide we walk through the entire apartment buying process in Bulgaria, from the first viewing to the notary deed. No jargon and no unnecessary pressure, so you can move forward with confidence.
How does buying an off-plan apartment begin?
The purchase always begins with a viewing and a conversation. This is the first and most important step: to see the project, the floor plans and the available apartments, and to ask the questions that matter to you.
When you buy off-plan, part of what you review are renderings, architectural plans and a finish specification. That is why meeting in person is so valuable: it turns drawings into something concrete and helps you sense the scale, the orientation and the light.
What is an apartment reservation?
A reservation takes your chosen apartment off the market for a set period. With it you signal serious intent and pause any sale to another buyer while you prepare the next steps.
The reservation terms — the period and the conditions — are agreed individually with the team. We recommend putting everything in writing from the very start, so there are no misunderstandings later on.
What is the preliminary contract?
The preliminary contract is the heart of any new-construction deal. It describes the apartment, the common parts, the finish specification, the price, the payment schedule and the completion deadline.
This is the moment to review every clause carefully, on your own or with a lawyer and a notary. A well-drafted preliminary contract protects both sides and keeps the whole process transparent and predictable.
How are payments made for new construction?
When you buy off-plan, payments are usually tied to the stages of construction. As the building progresses — structural shell, finishing works, commissioning — the corresponding instalments fall due, exactly as set out in the preliminary contract.
This approach is logical and gentle: you pay in stages, in step with the real progress on site. The specific percentages and amounts are agreed individually with the Kvartal Homes team, so confirm them directly at your meeting.
When is the notary deed signed?
The notary deed is signed on completion of the building, when ownership officially passes to you. This is the final legal step, the one that makes the apartment yours and registers it in your name.
After the notary deed comes the handover of the keys. With a BDS finish you receive the apartment ready for your own finishing choices — flooring, paint, kitchen — so you can complete it to your own taste.
Ready to take the first step with Silva Boutique?
This whole process starts with one simple action: a viewing. Silva Boutique is a boutique four-storey building with just seven apartments, at 4 Zografska Istoria Street in Boyana, Sofia, under construction with completion in autumn 2027.
Book a viewing to see the plans, explore the available apartments and discuss the next steps at your own pace. Call +359 88 8070797 and we will guide you through the entire journey, clearly and without pressure.
